No Cost Loans

At Loans By Lewis, we are happy to announce our NO COST purchase or refinance option. This option covers all lender fees associated with your loan transaction, including processing fees, underwriting fees, and associated title fees.

The interest rates for these no cost loans do not increase because we cover these costs. Our working relationship with investors allow us to offer better interest rates due to the volume of loans we close. We pass these savings onto our clients, and that’s our promise to you.

The no cost loan does not include escrow or impound accounts. Escrow accounts are not considered a cost since it includes funds used to manage the yearly on-time payment of your homeowner’s insurance and property tax.


  • Min Loan amount $200,000
  • 80% Loan to Value or Less
  • Purchase or Refinance
  • 740+ Credit Score
  • Full Underwriting Approval Required

Call our experts and get started now.